Using the Freedom of Information Act, I conduct computer searches of various government databases looking for people who are owed money. When I find individuals who are owed money, I contact them to obtain permission to work on their behalf to recover these monies. It costs you nothing out of pocket for my services. I work for my clients on a contingency fee basis. If I am successful in recovering your money, I charge a small percentage of the total refund recovered.  Some examples of funds that become unclaimed are: Savings accounts, Checking accounts, Uncashed checks, Telephone/utility deposits, Rental security deposits, Wages, Insurance benefits/policies, Safe deposit box contents, Mortgage insurance refunds, Stocks and Dividends, Mutual Funds Certificate of Deposit, and Trust Funds Estate Proceeds.                                      Accounts can become unclaimed for many reasons including: Leaving a job and never claiming a final paycheck, Failing to notify a company that owes you money that you have moved, opening a savings account for child and forgetting about it, Moving without getting back your utility deposit, Forgetting to cash a health insurance check, Neglecting to cash interest or dividend checks on a security.                              Regardless of what the funds are or why they are being held, if you have received a letter from me, I have already determined that you are most likely the rightful owner.